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Independent Agents

Modern Homeowners insurance for high-risk areas

Agents are succeeding with Annex in some of the most challenged property insurance markets

Get access to Annex Risk Homeowners Insurance today
Request an Annex appointment today

Fill out our simple contact form, and an

AmSuisse representative will get back

to you quickly to get setup

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Quick Overview

  • Focus: natural catastrophe exposed homes: coastal, hail, or SCS-exposed risks

  • Quote in all counties other than Monroe County, FL - NO COASTAL RESTRICTIONS!

  • E&S HO-3 form on A-rated Lloyd’s paper

  • Wind and AOP coverage in all policies

  • <2 minute digital quote/bind

  • Up to $1.65m of Coverage A / $3.6m TIV

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Underwriting Sweet Spot

  • Coverage A between $200-$800k

  • Homes built post-2000 outside FL, post-1994 in FL

  • Recent construction favored; homes with system

  • Upgrades post-2005 highly credited

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Available States

Florida, Georgia, Tennessee, New Jersey, South Carolina, Texas, and Virginia

Eligibility Criteria

  • Risks with prior catastrophe claims or solar panels are eligible

  • Secondary and seasonal homes are eligible; no vacant dwellings

  • Annual rentals and homes rented <20 weeks a year acceptable; no dedicated short-term rentals

  • Risks with polybutylene/galvanized plumbing or fuses are ineligible

  • Homes built after 1950 acceptable; no limit on roof age

A Simple Sale

  • Limited question set

  • RCE calculator

  • Pre-filled property data

  • E-signs for applications

  • Simple, digital diligent search

2 minutes

Quote and bind digitally in under 2 minutes.  No emails or waiting for a manual underwriting review.

"A" and "A-" rated

Annex is supported by leading global insurance carriers, giving you the confidence they're they're when you ned them.

Experienced

Annex is led by a team of insurance and technology experts and supported by leading risk underwriters.

Request your Annex Risk Appointment through AmSuisse today!

Independent Agents, we've got markets!

Coastal Property

Hard to Place Risks

High Limit Flood

Admitted & Non-Admitted

International

Life

Surety Bonds

Commercial Auto

BOP

Disability / Critical Illness

Personal

Commercial

Home

Auto

Worker's Comp.

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1400 Ravello Drive Suite N150 -  Katy, TX  77449

CONTACT US:

 

1400 Ravello Rd.
Suite N150

Katy, TX  77449

TOLL FREE:

 

1-800-485-0229

Independent Agents.

E&S

Coastal Property

Hard to Place Risks

High Limit Flood

Admitted & Non-Admitted

We've got markets!

Personal

Commercial

Home

Auto

Worker's Compensation

Life

Surety Bonds

Commercial Auto

BOP

Disability / Critical Illness

Cannabis

Landlord

Investment Property

Follow us, get to know us, and stay ahead of the pack with new markets and carriers!

©2025 AmSuisse.  All trademarks, logos and brand names are the property of their respective owners. All company product and service names used in this website are for identification purposes only. 

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