AmSuisse Direct Access Insurance Markets | Boundless Rider Motorcycle Insurance

MOTORCYCLE INSURANCE BUILT EXCLUSIVELY FOR RIDERS,

TAILORED FOR INDEPENDENT AGENTS.

Boundless Rider exists because most P&C carriers are largely focused on primary lines and not on the needs of riders and the riding community.

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AmSuisse has partnered with Boundless Rider to help independent agents like you find the missing motorcycles in your book and help you grow your business and increase retention. You may also be surprised to learn that the average annual premium for motorcycle & power sport insurance is around $1,000 a year, so rounding out your accounts with policies for these “missing motos” can really help your bottom line.

Did you know for every one motorcycle policy you have in your book, you are likely missing four? Did you know that 8% of households own at least one motorcycle?

AN INSURANCE POLICY BUILT

EXCLUSIVELY FOR RIDERS.

Boundless Rider motorcycle insurance is rider-focused and designed to cover on and off-road motorcycles and other power sport vehicles, including ATVs / UTVs.

TYPES OF MOTORCYCLES COVERED

ON-ROAD MOTORCYCLES

Motorcycles designed for riding primarily on paved roads, streets, and highways.

E-BIKE / E-MOTORCYCLES

E-bikes and E-Motorcycles are electric bicycles and electric motorcycles, respectively. Both are designed for on-road and off-road use.

OFF-ROAD ATV / UTV / SXS

Motorcycles & vehicles designed for riding off-road including dirt bikes, ATVs or Quads, UTVs, and Side-by-Side vehicles.

SCOOTERS / MOPEDS

Scooters & Mopeds are upright-seated, low power, 2-wheeled motorized street vehicles.

DUAL-SPORT

Motorcycles designed for off-road riding, trails and OHV areas that can be operated legally on public roads and highways.

SNOWMOBILES

Motorized vehicle designed for traveling over snow with steerable ski runners in the front and endless belt tracks in the rear.

(Coming 2025)

REQUEST ACCESS TODAY

COVERED VEHICLES

Motorcycles
Scooters & Mopeds
Dirt Bikes
ATVs / UTVs
Snowmobiles
E-Bikes (Coming 2025)

COVERED RIDERS

Named Insureds: 18-99 years old
Operators of Motorcycles and Class 3 E-bikes and Mopeds:
- AZ, OH, & TX (age 15 and up)
- IL (age 16 and up)
Operators of off-road vehicles that are powered (age 10 and up)

VEHICLES NOT COVERED

Model years 2004 and older
Limited Production Motorcycles
Campers / RVs / Travel Trailers
Motorized Stand-Up Skateboards
One-Wheeled Vehicles
Dune Buggies
Segways
Anything 'Standing'

RIDERS NOT COVERED

Convicted or non-renewed for insurance fraud
Riders with these violations within the past 36 months:
- 3 or more major violations and 5 or more mninor violations
- 3 or more at-fault accidents
- 4 or more not-at-fault accidents
Operators of large engine sport bikes (+900 ccs) without a motorcycle license