Direct Access Markets
1-800-485-0229
Commercial Property
& Liability Insurance
AmSuisse has partnered with MGT to give agents fast access to BOPs for over 200 classes of small business. An "A-" rated carrier with best in class technology and responsive support, MGT allows you to quote and bind in minutes, saving valuable time and delivering amazing service to your clients.
built for Independent Agents
Why should you choose to become an MGT Agent?
By becoming an MGT agent, you'll be able to close accounts quickly and efficiently. MGT's automated underwriting allows you to quote, bind and issue in minutes — saving you time and effort. For all your small business needs, MGT's BOP product is a perfect fit!
A- Excellent Rating From AM Best
Bind in Less Than 10 Minutes
Data Driven Underwriting
Immediately generate certificate of insurance or Declarations pages
Major Industries Include:
Grocery Stores, Bakeries, Professional Offices, Convenience Stores, Florists, Nail Salons, Liquor Stores, Medical Offices, Barbershops, and more.
MGT's BOP covers over 200 small business classes
MGT offers a comprehensive product that combines business liability with property coverages. Additional coverage endorsements are also available to meet the insurance needs of small to mid-sized businesses. Agents and policyholders are provided access to a self-service portal where they can view and print policy documents, manage premium payments, and file and monitor claims.
Target Classes
Professional Offices: Accountants, Lawyers, Real Estate Agencies, Insurance Agencies, Tile & Escrow Services
Retail: Clothing Stores, Florists, Furniture Stores, Hobby Supplies, Gift Shops, Shoe Stores
Medical Offices: General Practitioners, Pediatricians, Walk in Clinics, Dermatologists, Psychiatrists
Personal Care Services: Barbershops, Beauty Parlors, Nail Salons, Tanning Studios, Massage Therapists
Services: Copy Centers, Packaging or Mailing Services, Locksmiths, Engraving Shops, Dental Labs
Food Retail: Grocery Stores, Bakeries, Candy Stores, Juice Bars, Delis, Specialty Markets
Wholesale Distributors: Beauty supplies, Auto Parts, Party Supplies, Educational Products, Hobby Goods
And Hundreds More!
Business Liability
General Liability included on all BOPs, with tailored sub-limit options
Employee Benefits Liability, EPLI, and Hired & Non-Owned Auto (HNOA) available as optional add-ons
Cyber Liability automatically included
Coverage for Special Events and Host Liquor built-in (ideal for small businesses hosting occasional gatherings)
Professional Liability included for certain classes (e.g., Personal Care, Retail, Services)
$1M Damage to Premises Rented to You enhancement available
GL Underwriting Focus:
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Class-specific liability profiles with clean appetite segmentation by industry
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Up to $5M in gross revenue accepted for Professional and Medical Offices; $3M for others
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Allows up to 100 employees
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Accepts risks with prior loss history
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Strong preference for Main Street small business operations — no heavy industrial or wholesale
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Excludes: Warehousing, active construction, and vacant buildings
Property
Property limits up to $2 million
Business Income and Extra Expense built into coverage forms
Inflation Guard included automatically — protects clients against rising costs
Accepts Building Owners, Condo Owners, and Tenants
Broad eligibility: Home-based businesses, new ventures, and risks with up to 4 locations
Supports Business Personal Property in coastal areas where many carriers retreat
Property Underwriting Focus:
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Total insured value not to exceed $2M per location
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Stable rate environment supported by responsible, sustainable underwriting
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Direct billing structure keeps collections clean and renewals stable
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Supports well-maintained buildings regardless of age of construction
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Notifies you of any location-based restrictions as soon as you enter the address
Comprehensive BOP coverage in 42 states and D.C.
AL, AZ, AR, CO, CT, DC, DE, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WI, WV, WY
Reach out to an AmSuisse representative today to request an MGT appointment today!
Independent Agents, we've got markets!
Personal
Commercial
Home
Auto
Worker's Comp.
Coastal Property
Hard to Place Risks
High Limit Flood
Admitted & Non-Admitted
International
Life
Surety Bonds
Commercial Auto
BOP
Disability / Critical Illness
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